Products

Comprehensive Loan Examination and Analytic Review (CLEARFI)

Meet the Next Generation of Loan Review Tools

Automate and simplify your loan review process to maximize productivity and optimize end-to-end workflow with intuitive, easy to use software.

Request a Demo >

Why We Built CLEARFI

We built CLEARFI to serve as a robust, customizable alternative to traditional loan review tools. Heightened regulatory expectations and a competitive labor market require many financial institutions to leverage their limited resources more efficiently by modernizing and streamlining systems and processes. With the benefits and flexibility of the industry leading low code Microsoft AzureTM Cloud platform, CLEARFI helps loan review teams stay ahead of credit and loan portfolio risks and produce informed, risk-based reviews in today’s complex and continuously changing lending environment.


CLEARFI-2022-insight

Who Benefits from CLEARFI

With a common, integrated data model at its core, CLEARFI is a helpful resource for loan review managers, officers and other key stakeholders.

Loan Review Managers

  • Efficient review planning, scoping and reporting
  • Optimal use of critical resources
  • Enhanced team productivity and engagement
  • Real-time, dynamic management dashboards

Loan Review Officers

  • Easy and intuitive to use
  • Eliminates time consuming, manual tasks
  • Self-service data mining and analyses
  • Automated, collaborative workflow

Management, Board of Directors, Internal Audit, Regulators

  • Proactive risk identification and escalation
  • Better loan portfolio risk insights
  • Consistency in process and execution
  • Greater confidence of audit and regulators

What’s Inside

CLEARFI is built on Microsoft’s industry-leading low-code development platform, which supports more than 20 million users worldwide and a customer base of more than 130 enterprises. It offers enterprise-level security and scalability, along with abundant customization capabilities to accommodate a wide range of unique bank data and loan review needs.

Effortless Data Integration from Multiple Systems

Adaptable and extensible data model with APIs to accelerate data integration from various source systems into a common data service; auto-populated loan source system data into line sheets

Automated Review Planning, Scoping, Sampling, and Reporting

Efficient and easy to use loan review workflow with integrated analytics and reporting; does the data mining and analyses for you, resulting in informed, relevant review work; customizable, dynamic filtering to select samples and continuously monitor loan portfolio risk; configurable line sheet template with “smart” filters to show only in-scope questions

Smart, Interactive Portfolio and Loan Review Analytics

Embedded Power BI dashboards offer automated data visualizations and reporting, tailored to meet your specific needs; slice and visualize data with simplicity to tell a story with your loan data and review results; monitor team productivity and track plan progress via management dashboards

Industry Leading Microsoft Cloud Enterprise Technology

Seamlessly fits into the office environment, providing enterprise scale and role-based security; flexible low code software to rapidly add new functionality and adapt to changes in source systems without expensive software changes